We’re currently experiencing the hottest seller’s market that I’ve witnessed in my 22 years in the mortgage industry. Virtually every listing is receiving multiple offers, and usually the buyer needs to waive their appraisal contingency to have a ...

Inflation has been the hot topic in the economy, and the Fed has taken action in an attempt to reel it in to more acceptable levels.  This has caused mortgage rates to increase .75% between mid-December and mid-January.  ...

When competing against other offers in an extremely low inventory market, most buyers are trying to increase their chances to entice the seller to accept their offer. While the most obvious (and powerful) is price, there are other ...

The articles contained in this magazine written by industry experts are predicting home values and interest rates will both increase during 2022.  My goal is to be a little more granular and give perspective on how increases can ...

A couple of weeks ago Fannie Mae announced they would be removing the long standing 620 minimum credit score requirement, with some caveats.  This would open to the door to borrowers with credit scores less than 600 to ...